KETIKA TIDUR SEMUA ORGAN BADAN DROP ‼️ REHAT ‼️ KECUALI OTAK ... . . MANFAAT MENDENGAR AL-QURAN SEBELUM DAN KETIKA TIDUR... MASHA ALLAH .. . Al- Quran itu Kallamullah, Al- Quran juga ubat. Ketika tidur otak masih aktif.. Dengar Al Quran selalu ..Kerana seluruh anggota badan, saraf2 juga turut mendapat manfaat. tak kira sedang uzur ..kanak2 dan bayi juga yang sihat.
Dapatkan sekarang I Zikir Al Muallim. Didatangkan sekali dengan kotak yang cantik, sesuai untuk jadikan hadiah pada kawan2, family dan selainnya.💋
Warranty card setahun, terdapat 4 bab di dalam I Zikir Almuallim 1. Surah lazim 2. Ayat rugyah 3. Surah ibu mengandung 4. Selawat dan Zikir . Hanya plug dan On bacaan.. Dapatkan harini buat seisi keluarga.
KETIKA TIDUR SEMUA ORGAN BADAN DROP ‼️ REHAT ‼️ KECUALI OTAK ... . . MANFAAT MENDENGAR AL-QURAN SEBELUM DAN KETIKA TIDUR... MASHA ALLAH .. . Al- Quran itu Kallamullah, Al- Quran juga ubat. Ketika tidur otak masih aktif.. Dengar Al Quran selalu ..Kerana seluruh anggota badan, saraf2 juga turut mendapat manfaat. tak kira sedang uzur ..kanak2 dan bayi juga yang sihat.
Dapatkan sekarang I Zikir Al Muallim. Didatangkan sekali dengan kotak yang cantik, sesuai untuk jadikan hadiah pada kawan2, family dan selainnya.💋
Warranty card setahun, terdapat 4 bab di dalam I Zikir Almuallim 1. Surah lazim 2. Ayat rugyah 3. Surah ibu mengandung 4. Selawat dan Zikir . Hanya plug dan On bacaan.. Dapatkan harini buat seisi keluarga.
In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.
Telegram hopes to raise $1bn with a convertible bond private placement
The super secure UAE-based Telegram messenger service, developed by Russian-born software icon Pavel Durov, is looking to raise $1bn through a bond placement to a limited number of investors from Russia, Europe, Asia and the Middle East, the Kommersant daily reported citing unnamed sources on February 18, 2021.The issue reportedly comprises exchange bonds that could be converted into equity in the messaging service that is currently 100% owned by Durov and his brother Nikolai.Kommersant reports that the price of the conversion would be at a 10% discount to a potential IPO should it happen within five years.The minimum bond placement is said to be set at $50mn, but could be lowered to $10mn. Five-year bonds could carry an annual coupon of 7-8%.